A new smile is an investment — but the cost of waiting is bigger than the cost of care. We work with trusted financing partners so you can start treatment now and pay over time, with a plan that fits your budget, not the other way around.
Every visit starts with a relaxed conversation and a clear plan — no pressure, no obligation, no surprise fees. Once you know exactly what your treatment involves, our team will walk you through every option to pay for it, so you can choose what's most comfortable for you.
We've partnered with three of the most trusted names in patient financing, so nearly every budget and credit background has a path forward.
A healthcare credit card built specifically for care like implants and dentures. CareCredit offers short-term plans with no interest if paid in full within the promotional period, plus longer-term plans with fixed monthly payments — all usable again for future visits, cleanings, and family care.
Proceed Finance specializes in financing for larger dental and cosmetic procedures, like full-arch restorations and implant cases. Their fixed-rate installment loans offer predictable monthly payments over terms that stretch treatment costs out comfortably, with options for patients across a range of credit profiles.
PatientFi offers flexible, technology-driven financing designed around real smiles and real budgets. With a range of term lengths and promotional plans, PatientFi makes it easier to say yes to the treatment you actually want, not just what fits in this month's budget.
Four easy steps from your first conversation to the day treatment begins.
We'll examine your smile and build a personalized treatment plan with clear, upfront pricing.
Our team will walk you through CareCredit, Proceed Finance, and PatientFi side by side, so you can see real monthly payment estimates before committing to anything.
Each application is quick, secure, and typically gives you a decision the same day.
Once approved, we'll schedule your care and you can begin rebuilding your smile right away.
If you have dental insurance, we'll help you use it first and finance only the remaining balance — so you're never borrowing more than you actually need.
Our team will sit down with you, explain every option in plain language, and help you choose the path that feels right — calm, unhurried, and pressure-free, just like the rest of your visit.
Salt & Sea Dentistry does not provide financing directly. CareCredit, Proceed Finance, and PatientFi are independent lenders; approval, rates, and terms are determined by each company and may vary based on creditworthiness.